I recently wrote about receiving both Social Security Disability Insurance (SSDI or DIB) and Supplemental Security Income (SSI) benefits. Let’s look at the advantages of being on both benefits programs.
SSDI and SSI provide different medical benefits:
- Supplemental Security Income provides Medicaid benefits which can pay for treatment, specialists and surgeries.
- Social Security disability insurance provides Medicare benefits, including Medicare Part D, which pays for prescription drugs.
If you get both SSDI and SSI, you may be able to get both Medicare and Medicaid.
Getting both SSDI and SSI is also helpful in mitigating the 5 month waiting period in SSDI cases. While you may not be able to get your Disability Insurance during the first 5 months, you may still be able to get SSI benefits during that time.