We’ve previously talked about the Social Security Family Maximum, which limits the total amount of auxiliary benefits paid out on a disability case.
We have also discussed how a new child can reduce the auxiliary benefits for other children.
I was recently asked by a divorced dad if the auxiliary benefits paid out to others based on his disability reduce his benefits?
So, do they?
Here is how Social Security explains it:
Q: I’ve heard that there is a maximum family benefit under Social Security. Does this mean that once the maximum is reached, some family members won’t get benefits?
A: No. Each family member entitled to a monthly benefit will receive one. The total benefits received by the family, however, cannot exceed the family maximum amount.
That amount is divided among all entitled dependents.
The more dependents who receive benefits on the worker’s Social Security record, the lower the benefit amount will be for each dependent.
However, the family maximum does not affect the wage earner’s benefit.
And there you have it. Auxiliary benefits are basically a whole ‘nother pie getting sliced up based on the number of auxiliaries (typically children) receiving benefits because of a disabled person’s entitlement to SSDI benefits.
The auxiliary benefits do not decrease the disabled person’s benefits. And when the auxiliary benefits stop, the disabled person’s own benefits don’t increase either. Again, because it is a separate benefit just for auxiliaries.