Does Social Security family maximum reduce disability benefits?

We’ve previously talked about the Social Security Family Maximum, which limits the total amount of auxiliary benefits paid out on a disability case.

We have also discussed how a new child can reduce the auxiliary benefits for other children.

I was recently asked by a divorced dad if the auxiliary benefits paid out to others based on his disability reduce his benefits?

So, do they?

Here is how Social Security explains it:

I’ve heard that there is a maximum family benefit under Social Security. Does this mean that once the maximum is reached, some family members won’t get benefits?

No. Each family member entitled to a monthly benefit will receive one. The total benefits received by the family, however, cannot exceed the family maximum amount. That amount is divided among all entitled dependents. The more dependents who receive benefits on the worker’s Social Security record, the lower the benefit amount will be for each dependent. However, the family maximum does not affect the wage earner’s benefit.

Photo by Dan4th

Photo by Arne Hendriks

  • http://www.ssdiexperts.com/ SSDI Experts

    Many families have this concern.  Nice to have it explained a little more clearly.  It’s always a good idea to have a representative who can walk you through all this red tape.

    • http://planet10tech.com/ TomaszStasiuk

      Glad you liked it!

  • gussaaa

    my husband is disabled, am I able to draw benefit

  • Mary

    Social Security approved SSDI for a parent and then denied auxiliary benefits for their child because the entire benefit was being paid to the disabled parent. Does that sound right? The child met all conditions to qualify.