I previously wrote about when a child qualifies for survivor’s benefits. I was recently asked if adoption stops Social Security survivor’s benefits for a child.
If a child receives benefits from a deceased parent and is adopted by a step parent, can he still receive benefits from the deceased parent?
I had to confer with colleagues familiar with this topic.
Adoption after entitlement to benefits is not a terminating event.
However, adoption prior to entitlement to benefits might prevent entitlement. There are cases which have gone either way. It depends on the laws in the State where the worker died and other circumstances.
It is always a good idea to check with your local Social Security office to address the specific circumstances of your case. Thanks to the wonderful folks at Social Security Advice Online for their assistance in providing this answer.
Photo by LordFerguson