Can you add Social Security disability benefits to your Social Security retirement benefits? What about if you are already disabled and are approaching retirement age. Will you still receive Social Security disability benefits?
Many aging parents take care of their disabled children well into adulthood. These children often have little or no earnings which means they may not qualify for Social Security Disability Insurance (Title 2 benefits) on their own earnings. When they apply for Social Security disability, they are told they have not worked long enough (or do not have enough “quarters”) to qualify for Social Security disability benefits. Continue reading Helping a disabled adult child with Social Security benefits
If you have been approved for Social Security disability (Title 2 – Social Security Disability Insurance), you already know Social Security Medicare health insurance does not start until you receive 24 months of disability benefits.*
While this waiting period includes back period months, many people still have to wait a year or longer to become eligible for Medicare. So, you have some money coming in from Social Security. However it is not enough to get private health insurance. And, you may be getting too much in monthly Social Security benefits to be eligible for Medicaid. So, how do you bridge the Social Security Medicare health insurance waiting period? Continue reading Bridging the Social Security Medicare waiting period
The responsibilities of a Social Security payee have come up a lot in the comments recently:
I don’t live with my parents for 3 years but they get my disability check. They don’t give me any or pay any to the place I live.
What if parent is receiving benefits for a child not living with her and keeping the money for herself.
Social Security has good information about payee responsibilities, written in nice clear language. Concerning how a parent can use a child’s Social Security (survivor’s or disability) benefits: Continue reading Parent misusing child’s Social Security benefits?
I was recently asked if you can keep (or do you have to return) a Social Security check for the month someone dies. Take a moment to lock in what you think. Then, let’s take a look at the answer straight from Social Security: Continue reading Can you keep the Social Security check for the month someone dies?
A little known provision of the Social Security system allows parents to receive Social Security benefits based on the child’s contribution to Social Security if the child dies. These are called Parent’s Benefits, which can easily be confused with Mother’s and Father’s Benefits (which are paid when one parent dies leaving the other to care for a disabled child).
Social Security Parent’s Benefits are not available every time a child dies. The critical elements are that the parent is at least 62 years old and was dependent on the deceased child. Continue reading Social Security benefits for dependent parents of a disabled or deceased child
I many marriages there was an unspoken agreement, you bring home the money, I’ll take care of the home. Then divorce hits and you are left wondering how you will ever make ends meet in retirement. This wasn’t the deal!
Can a divorced husband or wife collects Social Security survivor’s benefits (widow’s or widow’s benefits) after a divorce? Continue reading Social Security widow’s benefits for divorced spouse
I previously wrote about when a child qualifies for survivor’s benefits. I was recently asked if adoption stops Social Security survivor’s benefits for a child.
If a child receives benefits from a deceased parent and is adopted by a step parent, can he still receive benefits from the deceased parent?
My Colorado law office handled a number of Social Security disability benefits for children. Often parents have a 504 plan or an IEP (Individualized Education Program) from the school.
But is a 504 plan or IEP enough to win Social Security disability benefits for a child? If not, what else do you need? Continue reading Is a 504 plan or IEP enough to win Social Security children’s benefits
We’ve previously talked about the Social Security Family Maximum, which limits the total amount of auxiliary benefits paid out on a disability case.
We have also discussed how a new child can reduce the auxiliary benefits for other children.
I was recently asked by a divorced dad if the auxiliary benefits paid out to others based on his disability reduce his benefits?