To qualify for Social Security disability benefits you have to show that your disability prevents you from being able to work. In Social Security’s words, you have to show that you are unable to engage in a substantial gainful activity (SGA). SGA translates into a maximum dollar amount you are allowed to earn and still be potentially eligible for Social Security benefits.
For 2015, the most you can earn is $1,090 per month (before taxes or deductions). If you earn more than this, Social Security may say that you are engaging in a substantial gainful activity and, therefore, not eligible for disability benefits.
The SGA issue is so important that it is the very first step of the 5 step sequential evaluation process – the way Social Security evaluates adult disability claims!
What do I do if I earn more than the substantial gainful activity amount? Does than mean I can’t get Social Security disability benefits?!?
Continue reading I earn too much for Social Security disability, what can I do?
Even if you know the definition of a substantial gainful activity (SGA), could you use it? Can you be sure that the last job you tried before you applied for Social Security disability benefits was SGA?
Charles Hall proposes that substantial gainful activity (SGA) has become just too complicated.
If one is engaging in SGA, one cannot be considered disabled, but SGA is a term of art. Work may not be SGA if low earnings, unsuccessful work attempts, made work, subsidized employment, impairment related work expenses, trial work periods, etc. are taken into consideration.
…The biggest problem now is that SGA is just too complicated. Claimants have no idea how it works. Even many Social Security employees who should understand how SGA works, don’t.
Continue reading Social Security and Substantial Gainful Activity
I have written about how Social Security defines disability, work, and a substantial gainful activity.
But, how does Social Security really evaluate a case?
Social Security reviews cases using the five-step sequential evaluation process to decide is a person is disabled. Here are the 5 questions that make up the sequential evaluation process: Continue reading Social Security 5 step sequential evaluation process EXPLAINED!
Can a person work and still receive Social Security disability benefits or Supplemental Security Income (SSI) benefits?
The answer is a qualified “yes.”
Social Security wants people to try to go back to work. But, the regulations surrounding keeping your benefits while you try to go back to work make it tricky.
Here is a primer to (hopefully) keep you out of trouble. This is stuff you have to know!
Continue reading Can I work and get Social Security disability or SSI?
If your work is performed at a Substantial Gainful Activity (SGA) level you may be denied Social Security disability benefits. However, you may be able to reduce the amount Social Security considers to bring your gross income below SGA levels.
One way to do this is through Impairment Related Work Expenses (IRWEs). Here is what Social Security describes IRWEs: Continue reading Social Security impairment related work expenses EXPLAINED!
A number of people responded to my prior post about “substantial gainful activity” amounts. To briefly review: the general rule is that you cannot earn more than the substantial gainful activity amounts to be found disabled.
What do I do if I am earning more than the substantial gainful activity amount? Does than mean I cannot get Social Security disability benefits?!?
Continue reading How to get Social Security disability even if you earn too much